Sustainability Loan - Commercial Fisher


The Queensland Rural Adjustment Authority (QRAA) offers Sustainability Loans which provide you with finance up to $1,300,000 to cover capital costs to achieve a more productive and sustainable commercial wild-catch fishing enterprise. This product is not offered by the TSRA, however through our solution broker role we can assist you to contact QRAA.

Improving enterprise efficiencies

Make your business work better for you by installing or modifying equipment or upgrading product storage facilities. Implement value adding or supply chain initiatives to ensure your enterprise continues to be successful for years to come.

Upgrading or diversifying operations

Upgrade fishing operations to improve productivity - buy or replace vessels or plant and machinery as part of your business planning, or diversify your operations. You can also expand your enterprise in stages to best meet your cashflow.

Achieve long-term sustainability

Purchase fishing equipment to meet environmental requirements, or upgrade engines to improve emissions. Implement sustainable resource management practices, including alternative energy systems to achieve long-term sustainability.

Joint lending with your bank

QRAA will consider joint lending options with your bank or other commercial lenders. If you require more than $1,300,000 or partial funding from QRAA for a specific project or activity, please discuss your options with them.

What can I use the loan for?

A range of activities that enable you to expand current wild-catch fishing operations to improve productivity or long-term sustainability, are eligible.

Please discuss your farming needs with QRAA to find out how their loans can best suit you:

Loan amount

  • Up to $1,300,000

Loan term

  • Up to 20 years

Interest rate

  • Low interest rates fixed for 1, 3 or 5 years
    (Interest rates are subject to change in  January and July each year)

Fees and charges

  • Nil


If you meet the following requirements, you may be eligible for a Sustainability Loan:

  • be a full-time primary producer operating for at least 2 years
  • sound prospects for commercial viability
  • demonstrate financial need
  • provide an adequate management plan


Security must be provided commensurate with the amount of the loan

Terms and conditions

QRAA’s programs are subject to terms and conditions that identify the required eligibility criteria for each loan as outlined in the program guidelines. For further information regarding eligibility criteria, please contact QRAA on Freecall 1800 623 946 or view the full terms and conditions in the Sustainability Loan guidelines.

How to apply...

When applying for a Sustainability Loan, you will need to complete an application form and submit this form to QRAA along with the documents stated on the application form including your management plan.  Please note that loans are subject to the availability of funding and applications will not enter the assessment queue until all information and supporting documents have been provided, regardless of any finance dates in place. QRAA requires at least 10 business days to convey a decision following receipt of all required documents.

Further information

Should you have any queries with regards to completing your application, please contact QRAA on Freecall 1800 623 946 or contact your nearest regional Client Liaison Officer.

Or if you are interested in seeking assistance to contact QRAA you may wish to contact the TSRA Economic Development Programme via email or telephone 07 4069 0700.